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Failure to Maintain Financial Responsibility 

(No Insurance)

If you have been charged with Failure to Maintain Financial Responsibility (No Insurance), you must appear in the Court on or before your appearance date to do one of the following:

• If you have insurance, you must present a valid insurance card or policy which was in effect at the date and time of your offense.  Upon verification of insurance coverage, your citation will be presented to a Judge for review and a decision will be made about dismissal.  The insurance agency will be contacted by telephone to verify coverage.  You may provide proof of insurance by mail or in person.

• If you cannot show valid proof of insurance, you must pay the fine or request a court date to speak with the Judge about your situation. Payment of the fine will result in a conviction on your driving record that will be reported to the State.

Each conviction for this offense will result in the assessment of an annual surcharge of $250.00 (for three consecutive years) by the State under the Driver Responsibility Act (Transportation Code 708.105).  Multiple convictions will result in multiple surcharges.  Additional fees may apply.

In addition, a second or subsequent conviction of this offense under the Texas Motor Vehicle Safety Responsibility Act will result in the suspension of your driver's license and motor vehicle registration unless you file and maintain proof of financial responsibility (insurance) with the Department of Public Safety for two years following the date of conviction.  DPS may waive this requirement if you file satisfactory evidence with DPS showing that at the time the citation was issued, the vehicle was indeed covered by a motor vehicle insurance policy, or that you were otherwise exempt from the requirements to provide proof of financial responsibility [Transportation Code 601.233(a)].

City of Frisco, Texas
George A. Purefoy Municipal Center

6101 Frisco Square Blvd
Frisco, Texas 75034
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